It’s the start of a new year and you may want to save some money this year. Here are some of the best ways we can think of to help you start saving money.
8 Useful Money Saving Tips For 2019
This is a service we all use. Whether its broadband or mobile phones, one way to save money is to switch providers and go to a new company as a new customer. Usually, new customers are given better deals. Shop around online to see who is offering these kinds of deals.
Work from Home
If you own your business and you currently have an office and have to pay rental fees for this space, you may be able to cut costs by moving your office to your home address and storing business paraphernalia in a storage unit. The best way to find a local storage unit is to head online and search for public storage Miami to see who is offering the best deals.
Mortgages are another area where money can be saved. You will need to look at switching your mortgage provider. Some mortgage companies offer cashback deals which are sometimes up to 5%. This could be linked to changing your bank account and you could save thousands over a year.
When you a have been with a car insurance company for a long time, you can often see your premiums increasing. Switching your car insurance provider can often help you save money as once again insurers can provide favorable rates to new customers. Shop around online to see who is giving you the best premium for your car insurance.
If you tend to go out for lunch when you are at work change this by preparing food at home and taking it to work with you. this will cut down on the amount of money spend during work hours. When it comes to grocery shopping, shop online as you can see what you are spending as you go along. If you go to a supermarket, the price can soon add up as it’s easy to keep adding things to your shopping trolley without being aware of the cost.
Switching Bank Accounts
Many banks now charge for you to have a current account. By switching to a new provider, you could benefit from the new customer deals and cashback services that are offered by some banks. Moving to a new bank is not as difficult as you may think and the transition is usually swift and smooth.
You can save a lot of money by changing your credit card provider as new deals are often 0% interest. By doing a balance transfer you can often save hundreds of dollars on yearly interest fees.
One of the biggest household expenses is our utility bills. If you are able to check how much power you are consuming you will be able to shop the markets and try and find a lower rate for your energy. Even if it is only five or six cents per hour, this figure will add up throughout the year. Getting a fixed rate deal will also protect you from price increases.